Car fleet
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A new way to insure your car fleet
Car fleet insurance is a comprehensive policy designed to cover multiple cars under a single plan. It simplifies insurance management, often reducing costs compared to insuring vehicles individually.
In partnership with some of the leading UK insurers, we’ll not only get you a better car fleet insurance deal with the best cover available, we work hard to keep you as a customer year after year.
We compare the market for the best deal so you don’t have to.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for your car fleet business.
World-class support
You’ll get your own UK-based human to look after you for the duration of your policy.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable car fleet insurance prices. Get a fleet insurance quote today.
With over 50 years of experience providing top-quality insurance for fleets, you can be sure we’ve got you covered.
What does car fleet insurance cover?
Fleet performance insights
Gain access to tools that help you monitor driver behaviour and assess risks, reducing the chances of accidents and helping lower your premiums.
Online policy management
Manage your cars and drivers 24/7 with ease. Benefit from instant cover options and a rapid claims process to keep your fleet operational.
Dedicated support
A personal account manager will assist you in tracking incidents, handling claims, and minimising risks to ensure smooth operations.
Reduced administration
Consolidate all your cars under one policy. Enjoy the convenience of a single renewal date and a dedicated point of contact for all your insurance needs.
* Subject to your chosen level of policy cover and the prevailing policy excess.
What is car fleet insurance?
With options to tailor your cover, car fleet insurance is ideal for businesses managing cars for deliveries, sales teams, or other purposes. Meeting fleet insurance requirements involves details like vehicle usage, the number of vehicles, and driver information. Read our guide on car fleet insurance requirements for more details on these.
Policies can vary based on the level of cover you need. The main types include:
Third-party only: Covers third-party damage or injury caused by your fleet of cars, fulfilling legal obligations.
Third-party, fire and theft: Protects your cars against fire or theft while covering third-party liability.
Comprehensive cover: Delivers full protection for your cars, including damage to vehicles, third-party claims, fire, and theft.
For car fleets with multiple drivers:
Any Driver Policy: Offers flexibility by allowing multiple drivers to operate any car in your fleet, ideal for varied usage.
Named Driver Policy: Reduces premiums by assigning specific cars to specific drivers, ensuring clarity and accountability.
How much does car fleet insurance cost?
Several factors can influence the cost of a car fleet insurance policy:
Type of cover
The level of cover you select, whether it’s third-party only, third-party, fire and theft or comprehensive.
Size of the fleet
Larger fleets may cost more overall, but premiums per vehicle often decrease as fleet size increases.
Location and security
The area where your business operates and any security measures in place can affect premium costs.
Type of vehicle
Vehicle make, model, and use impact the premium, luxury high-performance cars typically cost more to insure.
Driver details
Factors like age, experience, and driving history of named drivers play a role in determining premiums.
Claims history
A strong claims history can lead to discounts, while frequent claims may result in higher premiums.
Ready to start saving on your insurance?
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