Barber insurance that’s a cut above the rest
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Insure your barber business for liability with zero hassle
As a barber, you are responsible for working closely with clients, using sharp tools and electrical equipment, managing your workspace, and handling potential liabilities related to the public and possibly employees, all of which require insurance cover.
In partnership with some of the leading UK insurers, we’ll not only get you a better barber insurance deal with the best cover available, we work hard to keep you as a customer year after year.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you as a barber.
World-class support
You’ll get your own UK-based human to look after you for the duration of your policy.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a barber liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
What is barber insurance?
Barber insurance is a public liability policy that protects barbers and grooming professionals against claims for injuries or property damage that occur in their shops or during their services. It ensures financial protection for barbers working with sharp tools and specialised equipment.
It covers a range of scenarios where your barber business could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to barbers for several reasons:
- Business reputation: Insurance assures customers that you take their safety seriously.
- Financial protection: Accidents such as cuts or damaged equipment can result in claims, which insurance covers.
- Client Requirements: Insured barbers are more appealing to clients.
The benefits of a barber insurance policy
Personal injury claims
Barber insurance protects you if a customer or visitor is injured in your shop, such as tripping over a cable or slipping on a wet floor.
Damage to property
If you accidentally damage a customer’s belongings, like spilling dye on their clothing or equipment, this insurance ensures you’re covered.
Legal protection
Barber insurance covers legal fees for defending your business against claims, whether or not you’re at fault.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does barber insurance cost?
This depends on the nature and size of your barber business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Type of cover
Cover levels, typically starting at £1 million, affect premiums. Higher limits may be needed for larger shops or franchised operations.
Nature of business
Premiums may be higher for barbers offering advanced services, such as chemical treatments or laser hair removal.
Location
Where you or your shop operates can also influence premiums, with urban and high-crime areas often incurring higher costs.
Business size and turnover
Barbershops with higher turnover might face higher premiums, reflecting the increased number of clients and associated risks.
Number of employees
If you have multiple barbers or staff members working in your shop, this can raise your premium due to the elevated risk of claims.
Claims history
A claims history can influence pricing; barbers with a clean record often secure lower premiums as they’re seen as a lower risk.
Ready to start saving on your barber insurance?
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