Bouncy castle
insurance
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Insure your bouncy castle business for liability with zero hassle
As a bouncy castle operator, you are responsible for transporting and setting up equipment, ensuring it is safe for public use, supervising participants, and managing potential liabilities related to injuries, damage, or employees, all of which require insurance cover.
In partnership with some of the leading UK insurers, we’ll not only get you a better bouncy castle insurance deal with the best cover available, we work hard to keep you as a customer year after year.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you and your bouncy castle hire services.
World-class support
You’ll get your own UK-based human to look after you for the duration of your policy.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a bouncy castle liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
What is bouncy castle insurance?
Bouncy castle insurance is a public liability policy that protects inflatable hire operators against claims for injuries or property damage that occur during the set-up, use, or dismantling of bouncy castles. It ensures financial protection for businesses working with large inflatable equipment and operating in public or private spaces.
It covers a range of scenarios where your bouncy castle hire business could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to bouncy castle hiring for several reasons:
- Business reputation: Insurance assures customers and event organisers that you take safety and risk management seriously.
- Financial protection: Accidents such as falls, equipment failure, or property damage can result in claims, which insurance helps cover.
- Client Requirements: Customers and venues often require proof of insurance before allowing set-up on their premises.
The benefits of a bouncy castle insurance policy
Personal injury claims
Bouncy castle insurance protects you if a child or visitor is injured while using the inflatable, such as falling or colliding with others.
Damage to property
This insurance ensures you’re covered if you accidentally damage a customer’s property, such as turf during set-up or scratch a floor during indoor installation.
Legal protection
Bouncy castle insurance covers legal fees for defending your business against claims, whether or not you’re at fault.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does bouncy castle insurance cost?
This depends on the nature and size of your bouncy castle business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Type of cover
Cover levels, typically starting at £1 million, affect premiums. Higher limits may be needed for events, schools, or council-approved work.
Nature of business
Premiums may be higher for operators offering more complex equipment, such as obstacle courses, slides, or mechanical rides.
Location
Where you operate can also influence premiums, with busy urban areas or locations with higher footfall often increasing the cost.
Business size and turnover
Businesses with a high volume of bookings might face higher premiums, reflecting the increased usage and associated risk.
Number of employees
If you employ staff members to assist with deliveries, set-ups, or supervision, this can raise your premium due to the exposure to claims.
Claims history
A claims history can influence pricing; operators with a clean record often secure lower premiums as they’re seen as a lower risk.
Ready to start saving on your public liability insurance?
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