Cleaning business insurance for spotless protection
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Insure your cleaning business for liability with zero hassle
Cleaning business insurance is a public liability policy that provides essential protection for professional cleaners, covering claims made by the public for injuries or property damage caused during cleaning activities. Whether you work in homes, offices, or industrial settings, it offers peace of mind, ensuring you’re protected from potential liabilities.
In partnership with some of the leading UK insurers, we’ll not only get you a better cleaning business insurance deal with the best cover available, we work hard to keep you as a customer year after year.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you as a cleaner.
World-class support
Our UK-based expert team are here to provide you with dedicated support.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a cleaning business liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
What is cleaning business insurance?
It covers a range of scenarios where your cleaning business could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to cleaning companies for several reasons:
- Business reputation: Having insurance demonstrates professionalism and responsibility; as a result, it helps you build trust with clients and establish credibility in the cleaning industry.
- Financial protection: Cleaning can often involve accidents, such as spills or damages to client property; however, insurance ensures you’re fully covered against the costs of these claims.
- Client Requirements: Many clients, especially in commercial cleaning, expect you to have insurance before hiring you.
The benefits of a cleaner’s insurance policy
Personal injury claims
Ensure you’re covered if the public is injured due to cleaning activities, such as slipping on wet floors or tripping on equipment.
Damage to property
Accidents like spilling cleaning chemicals on a client’s furniture or damaging surfaces are covered, which can safeguard your finances.
Legal protection
If a claim is made against you, public liability insurance covers the legal costs of defending your business, even if the claim is unfounded.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does cleaning business insurance cost?
This depends on the nature and size of your cleaning business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Type of cover
The level of cover can affect the price. Standard policies often start at £1 million but can go up to £5 million or more, depending on your business.
Nature of business
Cleaning businesses operating in higher-risk environments, such as industrial or medical settings, typically face higher premiums.
Location
The locations you operate in matters. Working in high-crime or accident-prone areas may increase the cost of your premiums.
Business size and turnover
The size of your cleaning business and annual turnover can affect your premium. A higher turnover often indicates broader operations.
Number of employees
Having more employees that work with you increases the potential for accidents or claims, which could result in higher premiums.
Claims history
A claim history can influence costs. Businesses with frequent claims are often seen as higher risk, while a clean record may reduce premiums.
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