Dog grooming
insurance
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Insure your dog grooming business for liability with zero hassle
Dog grooming insurance is a public liability policy that protects grooming professionals against claims for injuries or property damage that occur during grooming sessions or on their premises. It ensures financial protection for groomers working with animals, sharp tools, and specialist equipment.
In partnership with some of the leading UK insurers, we’ll not only get you a better dog grooming insurance deal with the best cover available, we work hard to keep you as a customer year after year.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you as a dog groomer.
World-class support
Our UK-based expert team are here to provide you with dedicated support.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a dog grooming liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
What is dog grooming insurance?
It covers a range of scenarios where your grooming business could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to dog groomers for several reasons:
- Business reputation: Insurance shows clients that you take safety and animal care seriously.
- Financial protection: Accidents such as bites, cuts, or damaged equipment can lead to claims, which insurance covers.
- Client Requirements: Customers feel more confident leaving their pets in your care when you’re insured.
The benefits of a dog grooming insurance policy
Personal injury claims
Dog grooming insurance protects you if a customer or visitor is injured in your salon, such as tripping over equipment or slipping on a wet floor.
Damage to property
If you accidentally damage a customer’s belongings, such as clothing or a dog lead, this insurance ensures you’re covered.
Legal protection
Dog grooming insurance covers legal fees for defending your business against claims, whether or not you’re at fault.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does dog grooming insurance cost?
This depends on the nature and size of your dog grooming business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Type of cover
Cover levels typically start at £1 million. Groomers working with multiple pets or in busy salons may need higher limits.
Nature of business
Premiums may be higher for groomers offering advanced services like de-shedding, teeth cleaning, or breed-specific styling.
Location
What area you operate in can also influence premiums, with urban or high-traffic areas often incurring higher costs.
Business size and turnover
Groomers with a large client base or regular appointments may face higher premiums due to increased activity and exposure.
Number of employees
If you have other groomers or assistants helping in your salon, this can raise your premium due to the higher risk of claims.
Claims history
A claims history can influence pricing; groomers with no prior incidents often secure lower premiums than those with claims.
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