Dog walking
insurance
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Insure your dog walking business for liability with zero hassle
Dog walking insurance is a public liability policy that protects dog walkers against claims for injuries or property damage that happen during walks or while dogs are in their care. It ensures financial protection for those handling animals in public spaces.
In partnership with some of the leading UK insurers, we’ll not only get you a better dog walking insurance deal with the best cover available, we work hard to keep you as a customer year after year.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you as a dog walker.
World-class support
Our UK-based expert team are here to provide you with dedicated support.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a dog walking liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
What is dog walking insurance?
It covers a range of scenarios where your dog walking service could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to dog walkers for several reasons:
- Business reputation: Insurance reassures pet owners that their dogs are in safe and responsible hands.
- Financial protection: Accidents such as dog fights, trips, or property damage can result in claims, which insurance helps cover.
- Client Requirements: Many dog owners expect or require their walker to be fully insured.
The benefits of a dog walking insurance policy
Personal injury claims
Dog walking insurance protects you if someone is injured during a walk, like being knocked over by a dog or tripping on a lead.
Damage to property
If a dog causes damage, like scratching a parked car or breaking a garden gate, this insurance ensures you’re covered.
Legal protection
Dog walking insurance covers legal fees for defending your business against claims, whether or not you’re at fault.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does dog walking insurance cost?
This depends on the nature and size of your dog walking business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Type of cover
Cover levels, typically starting at £1 million, affect premiums. Walkers handling multiple dogs or working in busy parks may need higher.
Nature of business
Premiums may be higher for those walking large breeds or managing group walks with several dogs at the same time.
Location
Where you operate can also influence premiums, with urban areas or regions with strict pet control laws affecting pricing.
Business size and turnover
Walkers with many clients or a packed schedule may face higher premiums due to increased activity and exposure.
Number of employees
If you have assistants or employees helping with dog walks, this can raise your premium due to the added risk.
Claims history
A claims history can influence pricing; walkers with no prior incidents often secure lower premiums.
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